Indemnity Dental Insurance Plan

With an Indemnity dental insurance plan, the dentists gets paid on a traditional fee for service basis.  The way it works is that a monthly premium is paid by  the patient or the employer to an insurance carrier, which directly reimburses the dentist for the services he or she provides.  The dental insurance company usually pays between 50% to 80% of the dentist’s fees for covered services.  The remainder of the bill gets paid by the patient directly to the dentist.  Generally these dental plans have a pre determined deductible that the patient must pay before the insurance carrier has to pay their portion