Direct Reimbursement

A direct reimbursement plan is a dental insurance plan whereby your employer funds the entire plan and allows you to use any dentists that you want so there are no network or out of network dentist that you have to use.  The way it works with a direct reimbursement plan is that you get reimbursed for the money you spent on your dental work – which is not limited to specific treatments.  Depending on your employer, some plans will allow you to pay first and get reimbursed after the fact or some will let the employer to pay the dentist directly.  Personally I like to pay with my credit card, get the points and get reimbursed by my company.